Buying a Car? Check out My Top 10 Tips
The internet is a great tool for searching for a car to buy. Your can research from the comfort of your home and collect as much information as possible. Print off any low quotes so that you can take them to the dealers and use them as a bargaining tool.
2. FightingChance.com is a great site where you can find new car prices, dealer incentives and the best rebates. It has so much great information and car buying advice, that it is a must for anyone who wants to make considerable savings on the purchase of a new vehicle.
3. You should purchase your new car at or around Christmas time because with everybody buying their Christmas presents, not many of them are looking to buy a new car, and it forces dealerships to up their sales strategies. Salesmen are more willing to haggle down to your prices to close the deal.
4. You can also get a good deal from July to October because that is the time of year when dealerships are trying to get rid of their inventory to make way for the new models.
5. Don’t wait until your current vehicle has died to start looking for a new one. This way you avoid being desperate or in a rush to find a new car. Dealers will pick up on this and try to take advantage of your situation perhaps trying to squeeze more money out of you.
6. Bring your credit score report when going to the dealer to buy a car. It can help you get better rates on car loans.
7. You can avoid a common scam that dealerships pull. You will often hear that your financing fell through and that you have to respond by paying more money on your loan. Don’t believe it. It’s another reason for you to get a copy of your credit score.
8. Dealers may also ask you to re -sign finance papers, claiming that they have found you a better rate. Do not beleive them. It is an attempt to get your financial information. This gives them bargaining power. Get your credit report from equifax. It’s cost about $15, and could save you thousands.
9. Don’t bring in a car for trade in if you still owe money on it. The dealership rarely pays the rest of the loan on time which will result in you having to pay a great deal of late fees to the bank. If you do decide to bring a car in that you owe money on, get it in writing from the dealership that they will pay the balance on the car within 10 days.
10. When buying a car you may find that to get all of the options you want the vehicle might have to be ordered from the manufacturer. The dealer will ask for a deposit. Avoid paying more than $500 and use a credit card if possible as this will protect you in any disputes should the dealer trying to charge you more at a later date claiming a price increase.
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